There are many different types of car finance products available in the market today. Car loan options are available such as a novated lease via salary packaging, commercial hire purchase and traditional car loans.

Smarter Loans is your one stop car loans shop. We can work with you to tailor a product to you and minimise interest repayments.

A Car Loan can be complicated, but whether you have bad or impaired credit, or a perfect credit history, Smart Loans has a solution for you.

Features and benefits of a Smarter Loans Car Loan:

  • Finance products with NO upfront or NO monthly management fees
  • Finance products with NO Payout Penalties
  • You can finance on-road costs, car registration fees and insurance in the loan contract
  • The term of the loan contract can be between 1 – 5 years (12-60 months)
  • You can make a deposit if you wish, the benefit of this is that it will reduce your monthly payments and/or the term of the car loan contract
  • Friendly, human, and expert staff on hand whenever you require

Car Loans are available for every car in Australia including car loans for used and new cars.